Simple, Safe and Streamlined

Step 1: Call ahead or come in person with your item and a valid government issued ID.

Step 2: One of our professional loan-brokers will swiftly appraise your item and supply a fair offer.

Step 3: Once the loan amount is accepted, we will process your paperwork and then you will receive your pawn ticket and cash in hand.

Step 1: Come in person with a valid government issued ID and your pawn ticket ready to pay with cash.

Step 2: Once payment is received we will retrieve your item from one of our secure storage spaces or safes.

Step 3: You will sign our retrieval form and receive your item.

Ideal Pawn & Jewelry's loan terms are as follows: A minimum monthly loan payment that will consist of a full interest payment which includes security, storage, and insurance for your item. Pick up your item anytime within the 30 days by paying the amount you borrowed plus the determined interest.

Your interest amount is determined by the amount borrowed as well as the type and value of the item used as collateral. If you need more time call us or stop by and one of our team members will consult with you on your options.  We offer rates on approved loans as low as 2% and an annual percentage rate (APR) as low as 24%.

Our number one priority is that you know you can entrust your valuables with us. All items you entrust us with are safely stored and secured with our 24/7 monitoring system. Jewelry is securely stored in one of our fireproof, tool-resistant six by six safes.

Your confidentiality is just as important, so your trust in us to make sure any info pertaining to you and your belongings being secure and shared with no one is our job. The only situation where we ever have to share your information is when it is required by a law enforcement agency. 

A loan is simply a transaction where you borrow cash from us and we safely store your item until you are ready to pick it up. Whereas selling your item is a completed transaction that is final at the time of sale.